SurroundedByGrass.

Wow, haven’t been here awhile! Although over my holiday I’ve had access to the internet, I just haven’t been arsed writing a blog. I don’t need to put down my thoughts all the time, right?

This past week I’ve been in Hastings visiting my Mum and sister. My sister had school so I didn’t spend much time with her during the day, although she had Friday off, so I shouted her to the movies. We went and saw Shrek 4. It’s not half bad, I mean, as always the first one was better, but this last one wasn’t as bad as I thought it was going to be. I won’t even attempt to write about it, because I don’t want to ruin it for anyone!

I didn’t do a shit load on my stay. A lot of the time I just sat and watched TV, went online and played Facebook games¹ and just bummed around in general. Now I’m home, with 2.5 days left of my holidays, and IDK what I should do.

As calving is coming up, I should probably get some sleep in! But I really don’t want to. As much as I love sleeping, I would like to go out and.. like my last post said “party”. xD But who with? Issues issues issues.

My boyfriend has made a budget for me. With the amount of money he has put aside to pay off my car.. I should be debt free within a year². And I do have money left over for myself after my bills and savings. And it is a lot³. Considering I don’t have to buy much food anymore, as dinner is made most nights, and in a few weeks it’ll be every night, I only have to buy breakfast, and now I’m on a diet, healthy snacks etc. I have a separate food / recreation / car budget. So I have basically all my needs covered.

I just have to cut back on the food⁴ and the amount of money I spend on my phone. My phone is on a monthly plan, and it doesn’t tell me when I’ve run out of texts or call minutes, so if I forget to check.. I go way over how much it should cost monthly. Hopfully this budget he’s made  will cut back on how long I’m debt for, but still allow me to be a teenager when I get the chance⁵.

For any readers⁶  here are some questions;

1. Do you have any debt? Credit cards, loans, student loans etc? I have a loan I used to buy my car, and a credit card, but I manage the credit card easily and pay it off every month if not sooner.
2. If yes, how long will it take to pay it off? Without Jared’s budget, it’ll take about 3-4 years on the minimum rate I’m paying now.
3. Do you have spending issues? I like to waste money on food.
4. Can you afford to pay off your debt faster then your bank wants you too?  Yes, I could maybe even pay it off in 6 months if I didn’t want to have any savings. But instead I am chosing to pay it off over a year, and save money at the same time.

And that is all. xD

1. My lap top doesn’t let me so I used my mums [↩]
2. A opposed to 3-4 [↩]
3. $100~ is a lot.. right? [↩]
4. fast food, cookies, cakes etc [↩]
5. read last post? [↩]
6. I’ve gained some! [↩]

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